Residential Property
If you are looking to remortgage your home or buy to let property, then our residential conveyancing lawyers can guide you through the process.
Remortgaging is when you change the mortgage on your property by moving to a new lender. At John Hodge Solicitors, our conveyancing lawyers can assist you whether you are remortgaging to secure a better deal, borrow more money, or because your circumstances have changed (for example due to divorce or relationship breakdown).
Remortgaging has the potential to save you a lot of money. However, before committing, you should check the terms of your current mortgage and seek the advice of a mortgage broker or independent financial adviser. If you are looking to remortgage then you may, for example, have to pay early repayment charge in respect of your existing mortgage (usually between 1% of 5% of what you still owe on your mortgage agreement) and there may be further additional costs - such as application and survey fees - that might affect your decision to proceed.
If the costs of switching deals exceeds the amount you would save by sticking with your current mortgage, then you may not consider it financially viable to proceed with a remortgage. We do however strongly recommend that you speak with a mortgage broker or independent financial adviser before making a final decision.
You may not need a conveyancing lawyer for remortgaging with the same lender if you are getting:
Typically remortgaging with a different lender will involve your current mortgage be repaid in full and replaced with a new mortgage. You will need a conveyancing lawyer to deal with the formalities, such a liaising with the new lender, reviewing the mortgage documentation and updating HM Land Registry.
If you want a proactive service that completes your remortgage in a timely and efficient manner, then come to John Hodge Solicitors.
Efficiency, a personal service and a true commitment to working hard to get your remortgage completed is what we pride ourselves on.
We are Conveyancing Quality Scheme (CQS) accredited by the Law Society, providing assurance that our residential property services consistently meet the highest legal standards.
We have conveyancing lawyers across Bristol, North Somerset and Somerset with offices based in: Bridgwater, Clevedon, Wedmore, Weston-Super-Mare and Yatton. However, we can help you no matter your location in England and Wales and please do not hesitate to get in contact should you want a transparent, tailored estimate of charges.
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